Property Mortgage in Vienna – Your Path to Your Dream Home
Vienna is Austria's most competitive real estate market. We negotiate the best mortgage rates with numerous banks for your Viennese property – whether a period apartment or new-build project.
Vienna Property Market: Opportunities for Buyers
Despite high prices, Vienna's property market offers attractive financing options – provided you know the regional specifics.
~€4,800/m²
Avg. Apartment Price
2nd, 10th, 21st, 22nd
Most Popular Districts
~8,000+
New-Build Projects/Year
Property prices in Vienna vary significantly by district: While Innere Stadt and Döbling rank among Austria's most expensive areas, districts like Favoriten, Simmering or Floridsdorf offer considerably more affordable entry points for first-time buyers. Donaustadt with its U2 extension is developing into a sought-after residential area with appreciation potential.
For an apartment in Vienna, buyers should expect prices between €3,500/m² in outer districts and over €10,000/m² in premium locations. A thorough mortgage comparison is especially important here, as even small interest rate differences translate to thousands of euros in total cost at Vienna price levels.
Vienna specialty: Many buyers finance investment apartments here. We also advise on rental models and optimal mortgage structures for property investors.
Property Financing in Vienna – Region by Region
Each region has its own real estate market characteristics. Here is an overview.
Donaustadt (22nd District)
Vienna's largest district with a strong new-build boom and U2 connection – ideal for families and investors.
Favoriten (10th District)
Dynamic district with affordable entry prices and growing infrastructure around the central station.
Floridsdorf (21st District)
Attractive residential area with green spaces and good connections – popular with young families.
Liesing (23rd District)
Quiet suburban location with single-family home character and moderate land prices by Vienna standards.
Leopoldstadt (2nd District)
Trendy neighbourhood with strong appreciation around the Prater – popular with young buyers.
Döbling (19th District)
Premium residential area with villas and exclusive apartments – for high-end financing.
Ready for the next step? Use our mortgage calculator for Vienna to compare offers from numerous Austrian banks, explore current fixed-rate mortgage offers or check whether a refinancing of your existing loan could lower your monthly rate.
How It Works
Get your optimal mortgage in three simple steps
- 1
Enter Your Data
Enter your mortgage requirements – amount, term and type. In just 90 seconds.
- 2
Personal Consultation
Our expert team analyses your situation and compares rates from numerous partner banks.
- 3
Get Your Mortgage
We guide you from offer to land registry entry – personally and reliably.
- 1
Enter Your Data
Enter your mortgage requirements – amount, term and type. In just 90 seconds.
- 2
Personal Consultation
Our expert team analyses your situation and compares rates from numerous partner banks.
- 3
Get Your Mortgage
We guide you from offer to land registry entry – personally and reliably.
We compare the best financing offers from Austrian banks for you
Independent, objective and always in your interest
+ other renowned partner banks across Austria
What sets us apart
Maximum savings, personal support and a strong network – ensuring your property mortgage in Austria succeeds.
Your Advantage in Property Financing
A Strong Partner by Your Side
In the biggest financial decision of your life, every detail counts. We represent your interests, negotiate the best terms and guide you personally through to the land registry entry.
Licensed & Verified
We are a licensed mortgage broker acc. § 136 GewO – transparent, regulated and committed to your interests.
Best Rates for You
Through our negotiating power and bank comparison, we secure rates that individuals can hardly achieve alone.
Simple Process
From online application through consultation to land registry entry – we handle the entire process for you.
Years of Expertise
Countless successfully financed properties across Austria – we know the market.
Extensive Industry Network
Close contacts with banks, notaries, valuers and brokers – for a seamless process from a single source.
100% Free for You
Our consultation is free for you. We are only paid by the bank upon success – your advantage is our motivation.
FAQ: Property Mortgage Vienna
How much does an apartment in Vienna cost on average?
Which Vienna districts are best for a first property?
How much equity do I need for a mortgage in Vienna?
Are there subsidies for buying property in Vienna?
Your Local Advisor
Your personal financing expert
Roman Duszipiva
Head of Financing & CEO
kredit123.at
"Tailored mortgage solutions instead of compromises – I personally guide you from purchase offer to land registry entry."
Fill in the mortgage application and receive a response within a few hours. We advise you by phone, video call or in person.
Ready for Your Vienna Dream Property?
Start your free mortgage comparison now – tailored for the Vienna property market with access to all relevant banks.